Look for a local credit union that can offer a cash-out refinance once the work is done, ideally with minimal seasoning.

there are ways to get guidance, especially if you are local.

Quote from @Devin Slone: I live in Huntington and was looking for local meetups to go to and I just stumbled upon this post!

You will need someone more local who is incentivized to be available to do showings and handle issues.

Should I find a local agent or use a lawer?

The 24.9% share is greater than the national average of 13.8%, according to CoworkingMag.The Austin metro had a 261% increase in teleworkers between 2014 and 2023, the report found, which is above the national average of 207%.https://www.kxan.com/news/local/austin/report-austin-leads-u...

I work for a local house flipper in the Greensboro area (Winston Salem).

If you have $210,000, you can easily make 10% as a bridge/hard money lender in your local area.

But if they gov't changes to a 90 day minimum, you would have to operate as a 90 day rental or longer.And talking to local experts, if you want to own a STR on O'ahu, your safest bet is to buy a unit in a Condotel that is located in the "Resort" zone of Waikiki.  

Do you live locally?