Retailers also expect consumer spending to be tempered in the months ahead by economic uncertainty and the continued disruption of sporting events, restaurant dining and other facets of pre-pandemic life.

They got to disrupt themselves now.

How long and how disruptive will it be to them?  

This isn't perfect; only a first iteration I want to propose so we can start this conversation.I do feel incredibly confident that with companies like Air BnB and VRBO already disrupting the hotel industry; and Uber and Lyft disrupting the car industry we will continue to see tectonic shifts in the way we make decisions on whether to own, rent, or simply have access to essential components of daily life.The current model(s) of housing will have major competition in the very near future.Listed below are some of the major pros and cons with renting or buying and how they could look in a new model:Owning a Home As An Investment: What if living in a community gave you access to some of the profit and loss of the owning company as a whole?

The work is extremely disruptive and messy for a few days but you will not have any water issues once the job is complete.

Almost every government regulatory algorithm starts with base pattern disruptions relative to geographical areas, and throwing small fish in the cooler is a lot easier than catching that elusive marlin.

If an investor hasn't already prepared their portfolio for the market disruption we are currently experiencing, then they've probably missed the boat.

The only change I plan on making is to hopefully insert a dishwasher with minimal disruption and decent cosmetic results.

To answer some of your questions:Unfortunately, I still have $10,000 in debt.I have been working this new job for the past 90 days and I haven't had any remainder yet because I was paying large "amount due"s to avoid disruption of service or being sent to collections. 

Four homes are connected to it; the city confirmed (at least in our case) that we're on our own for repair costs and permits & paving if we disrupt the street.Several thought for you:I HIGHLY recommend Action Drain.