The only other options I can see are A) your mom partnering with you rather then selling the property to you - you become 50% owner and bring the funds and management to the rental while she provides the existing equity as her contribution; or B) your mom lending you the rehab cash out of her personal funds while also seller financing the house to you. 

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.

Quote from @Amir Khan: Quote from @Nathan Frost: Quote from @Amir Khan: @Nathan Frost I don't have AMEX but do have several business lines of credit with other providers.

Whether it still makes sense will depend on how much you can defer vs. the basis.

DSCR loans can be helpful for the rentals you have depending on the details.

Please provide the pros and cons of this system.

Don't depend on Aircover.Homeowners policy will not protect you if your renting as a STR.You need the correct STR policy to protect your property.

.• Retirement communities• Syndicates (from initial explorations, little transparency from providers, little oversight - almost leap of faith and trust in provider?)

The refinance step is where you pull out this equity, typically in the form of a cash-out refinance.Here’s how it works:You refinance the property at its new appraised value (after rehab and renting).You take out a new loan based on that increased value, ideally for the full amount or more than what you originally paid for the property.The goal is to pull out enough money to cover the cost of the original purchase and rehab (or even more, depending on the property’s appreciation).This allows you to recover your initial investment, which can then be used to buy your next property.5.

I would find out who the manufacturer is and send it to them and confirm they will provide a warranty on this.