how did you deal with them?

Hey Aaron, welcome to the forums!

This will clarify and reinforce what you are reading.

Quote from @Jaikevis Reams: In order to put a property under contract I need to provide proof of funds I know that I can get that from a hard money lender but I don’t meet there criteria for a loan approval what should I do? 

I'm a realtor and investor in Indianapolis and happy to share some insights tailored to your questions.1.

Then wherever the water is getting discharged off of the roof, that what water is getting at least 4-5 foot away from the structure before it is left to drain with gravity away from the property. 

I think you'll be hard pressed to get an ARV of $140k IMO...I'd expect something around $115k or lower.

What's the name of the fund?

I've seen many investors get burned because they failed to understand their hard money loan terms/rates, even if they did acquire what should have been a home run deal. 

If you feel like you did the tax returns incorrectly the past few years, you can have your new accountant look them over.If they see an error, there might be an opportunity to amend the tax returns and get a refund.Best of luck.