Your plan sounds feasible, but there are a few things to keep in mind:DSCR Loan Flexibility – DSCR (Debt Service Coverage Ratio) loans are designed for investors, meaning there typically aren’t occupancy restrictions like conventional loans have.

Typically, 760+ is the top, with maybe 10% of the banks having 780 and above as the highest tier. 

Here’s how the ATI exemption process typically works:Trigger Event: An Assessable Transfer of Interest occurs when a property is sold, inherited, or otherwise changes ownership.Reassessment: Following the transfer, the county reassesses the property’s value, which could result in a higher tax bill.Application for Exemption: The new property owner can apply for the ATI exemption to reduce the taxable value of the property.

The offer is still typically (100% of my transactions since August 17th last year) asking for my buyer agent commission to be paid in the agreement..

Typically, we are shooting for top of foundation to be 24 inches higher than the road and at least 36 inches above the bottom of the drainage.

Yes I understand what you are noting, and I believe on the commercial side of things they are typically not putting their names on the docs like you do for a resi loan but just brokering/underwriting it and collecting a fee as a 1099.

These are typically our non performers.

the value added versus cost to add, especially in single family zoned areas, typically results in a large negative initial position.  

Fortunately, people with criminal records typically have other issues like bad credit or landlord references. 

If they have 3-5+ experience those high leverages are typically available.