We cannot breach our guests' trust by playing games with them. 

I'm starting out at level 0.

It may feel cumbersome, but their diligence reflects the level of security and service you can expect once onboarded.

@Avani Patel If it hasn't been created yet, if someone were able to do that at the property level, they'd be a gazillion-aire!

So... do I still need to check PH level.?

I don't trust them and it so much more reliable to take a few minutes and look at your real competition to set pricing. 

So, having a trusted and experienced Realtor to provide you with an evaluation would be a good start to helping you really assess your options.First, I would ask you what your ultimate goal is...? 

I'd rely on her to handle much of the day-to-day management.Given this, we're leaning toward a single-family home where we can comfortably rent a room to someone we trust.

Start looking for someone near you that you trust and you can partner with on a deal.

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level).