Hey Zach: Because this is BiggerPockets - I'm going to assume we're talking about agency "Small Balance Loans".

I actually do not know any PM companies that I believe are reputable in Hartford.You can DM me with town information and I'd be happy to talk about management or tell you other PM companies in the area that I believe are reputable.

If you ever have any questions, or just want to talk, I would be happy to!

I am more than willing to talk with you. 

Let's connect and talk more about it when you have a minute, thanks!

If you include a low-maintenance marketing plan into your vacation rental, you’ll attract high-paying guests without constantly grinding to fill your calendar.I’ll get back to that in a minute, but first—let’s talk about your reviews.

Let’s talk about your goals and how I can help you achieve them in this ever-evolving market!

It may be possible for the homeowner to talk with their lender's workout department and negotiate terms to pay off the arrears, penalties and late fees on a new schedule. 

However, after talking to some loan professionals, it seems that there are always origination fees, appraisal fees etc.My question is, what fees should I expect to pay when opening up my first HELOC.  

I'd start talking to her and looking for another place for her to live.