- Get your 2023 return filed and into the IRS digitally and don't write off the whole ranch.New York is a sticky state for lenders, (that's a nice way of saying it), many lenders do not loan in NY- there's that problem.Your FICO is super low- A co-signer does not fix or make up for the credit which is a huge piece you need for a non-qualified mortgage.

Pete but I can tell you with today's interest rates and sticky higher prices, house hacking is very tough to make happen successfully in most places in the country.

@Marc Rice, Thank you woul dlove to pick your brain.

From 3 feet and below, the walls had pieces of candy and sticky stuff.

If so, I believe a smaller percentage is fair considering the fact that she won't have much involvement in the process aside from her presence and desire to direct communication which can become sticky during a new build.Thanks in advance for feedback/comments.

Hi @Eric Rice!

EPA is much more "sticky" than the other areas you mentioned- as you move further from Silicon Valley/The City (Dublin, Livermore, Lathrop, Stockton, etc) areas are seeing massive amounts of new builds and are very dependent on a few large employers/industries.

It is rare for rents to drop, rent tends to be sticky unless there are significant problems in the local economy.

If the payment is conditional on the closing of the property, that's brokering and requires licensed agents.It can get sticky in my experience.One way is to pay for the leads, so its not conditional on the closing. 

@Marc Rice thanks for the connection!