@Chris May,"This statement represents a base level lack of understanding as to what amortization is.

We represent several developers in Cedar Park, they all developed for owner user + rentals, but I'd say the main thing from a legal perspective is ensuring good GC and sub agreements.

Yes, the credit utilization ratio does impact your scores (see below) but, if you're out of debt & not using your credit cards, you may not see a hit to your scores.Amounts Owed (30%): Represents your credit utilization or how much debt you owe compared to your credit limits.

I had a meeting with a representative from Prime Corporate Services about their tax planning and strategies.

In the times I have seen it, it has been due to the borrower saying they have like a 720 credit score and it comes back a lot lower, or the financials of the deal are not what was represented. 

HUD has been more responsive than the people supposedly representing me at Chase.

It would dually represent buyers and sellers and charge a total commission of no more than 0.6%.

If the missing spouse has since passed away his or her legal representative (PR, Executor, etc.) could sign. 

Usually only commercial properties with established operational expenses histories are evaluated by cap rates and then those cap rates can also be applied to buildings in certain areas representing higher or lower risk areas.

If nothing else I'd like his supervisor to hear the audio and understand how his agent is conducting himself in representing the city.