I think this removes the mortgage from your DTI, but there may be a waiting period.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

Remove "Cash-flow" from the vocabulary. 

If you do send them 1099s via email – use passwords and encryption or remove the SSN.Who should receive 1099-NEC?

Remove the toilet and vanity.

There are a couple of things that come to mind, if a payment is missed the lender cares, if the servicer goes out of business or misses a substitution of trustee, the lender cares, if the borrower goes to the lender to try to get removed from the loan (usually to buy another house) the lender cares, if the property gets caught up in a bankruptcy or divorce, the court cares and that means the lender gets involved.

ready to remove them if they don't appeal.

If I were to guess, I would think that the new administration will bring positive change to the housing sector by removing regulations that impede builders, and affect building material costs. 

I have never had a bad experience with a platform (albeit Airbnb did once threaten to remove me because they thought I was going off platform).  

I removed the chimney and added modern HVAC, making it the only house on the block with it, significantly enhancing its value.