Is your broker prohibiting you from working with investors? 

@Jordan Dzubak we played with the idea of getting something at the Lake a few years ago, but ultimately never pulled the trigger in large part because so many neighborhoods were modifying their C&Rs to prohibit short-term. 

The amount it costs to "do it right" normally makes new garden units cost prohibitive. 

I have reviewed the IRC publication for prohibit transactions between the plan and a disqualified person which contain a few criteria including selling, exchanging and leasing the property.

They're already prohibited.

My concerns with selecting a servicer are the following: customer service, access to funds, access to education materials so I can learn how to stay away from prohibited transactions.

Without knowing anything else than what is here, my guess is your obstacles are either zoning or prohibited basement habitation.

The PSA is always going to protect you in these situations as of course a dishonest buyer is always going to jump on a deal if there is nothing prohibiting them from doing so.

I love pets but costs are prohibitive. thanksJagan

Doing so would be a prohibited transaction because you are a disqualified person with respect to your plan.