Find a private lender who would give you that debt for a lower amount.

Validate their Legitimacy:Ensure the company is properly licensed and regulated, particularly if you're working with private lenders.

If you’ve been affected, please comment below, and we’ll find a way to connect privately to discuss next steps. 

My goal is to leverage equity through private money lending (PML) partnerships while building valuable relationships within the local investment community.How I Can Add Value:With 6+ years of experience running various businesses, I can offer high-level and detailed technical insights to help visualize and automate your operations effectively.For example, I’ve developed a dashboard that tracks company expansions across the greater Phoenix area in real time.

I'm starting to see more private note holders reach out to get a loan against the performing note they hold. 

Thanks @Iris OlivasI did some searches and ended up on a site that provided state by state listings of Private Lenders some of whom did 75k and up. 

For short-term gains, options like private lending, where your IRA acts as the lender, can provide consistent returns through interest payments.

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

Since my firm is an investor private client boutique, I do not share resources outside of my client base.

There are always private money lenders there and people who will partner up on a deal.