Zero-percent business credit lines can be a great tool to fund renovations, repairs, and even serve as gap or bridge funding when working on a BRRRR deal.

Personally, I bought a 3 bedroom house as my first purchse and lived there while renting bedrooms and 2 bedrooms rent paid all of the mortgage payment and 2/3 of the utilitites.

Managing unexpected repair costs and delays.

If we have a place where the former owner or a former tenant has left frig, washer and dryer, we tell the tenants that we will NOT repair or replace those units, but they are free to use if they wish, and we will remove if they don't want them. 

I love it because I do not have to deal with the stress of repairs, complaints and the like.

.✅ Negotiated large seller repairs by closing.Find a Realtor that has your back no matter what.

One of the properties is about 90% rent ready and just needs a few cosmetic repairs.

The long-term moves are to get a concession to buy down the rate for good (not a 2-1 or 3-1 buy down), it's a smaller number (i.e. .25% or .5% decrease on the rate), and getting their full closing costs covered is money out of their pocket today they'll be saving that could be huge to give the buyer more money for repairs and/or furniture along with just life expenses. 

Some of the repairs I did were from handymen or small contractors who do not have an invoice system or estimate on paper for cash payment like painting and rent ready repairs.

Everything is going well and then all of a sudden 25% of the portfolio has evictions and repairs.