There are FTHB bridge products where are you need is a 640 score and 9 months of reserves.

I imagine cost of labor might be a little bit cheaper in Idaho compared to Connecticut as we ended up paying 10k for gas furnace and 5k for AC with 10 yr warranty for Lennox product.  

For the most part, most lenders are going to be relatively close in cost assuming we are talking about a straight forward loan product, we all borrower from the same pool of money to make these loans. 

Quote from @Matthew Crivelli: Personally, I'm not a fan of Air B & B.

I’d love to discuss how I could help the organization by purchasing it and restoring it to productive use.”Request a Meeting: Ask for a meeting with the person or committee responsible for property management.

However, I noticed that as a Costco member, they also offer HVAC services, including the same product line (Lennox), along with a 10% Costco Shop Card if you go through them.Has anyone here used Costco for their HVAC needs?

I could be wrong but I am unfamiliar with any products existing.

Personally I will not work with them specifically due to this fee.

Matt that is the NMLS number for the company not for you personally  sounds like your a VA or something not a licensed lender..

You now don't seem like the type of person most of us would accept a recommendation from.