I am a big fan of the Cincy market, and I have seen a bit of movement there recently form investors. 

At 10:59 there was no movement outside the property. 

It's encouraging to see some small movements in the rates, but job growth also needs to soften.We're likely still in a "wait and see" phase.

My own ceiling fan is perpetually on in my office where I spend most of my time, so I can understand.

What the law does do is create tenants in perpetuity which means I can't decide I don't want to continue to rent to a tenant who has lived in the property for over 12 months and tell them to move at the end of their lease.

I want he family to be able to enjoy these in perpetuity and that cannot happen as a MTR or LTR.Best wishes. 

If you do a construction loan, I would recommend Jason Chambers at United Federal Credit Union (I can send contact info) and Patrick Blackburn at Movement Bank (I can send you info).

@JJ WilliamsI am not a fan of giving cash flow or equity or anything like that in these scenarios- I would rather pick a fixed rate to borrow on and have them act only as a lenderAs time goes on cash flow will increase over time - do you want to owe them for perpetuity on that asset ?

The whole financial freedom through real estate movement/model has been created on the back of artificially low interest rates following the Global Financial Crisis and that model won't work anymore for most unless interest rates or real estate prices in the US drop dramatically and most economists think they won't and for good reason.

Quote from @Marcus Auerbach: Not being able to influence the stock market also relieves you from the personal  sense of responsibility that comes with REI.Not being able to influence the stock market also means that you have no direct control over the asset's movement up or down......I like being able to actively influence the value of my asset..... :-)