Banks who offer construction financing tend to be 75-80% LTC and alternative/hard money lenders will sometimes offer higher LTC leverage than that.

Despite the inability to claim depreciation or avoid certain taxes, many investors appreciate the control an SDIRA offers, allowing them to invest directly in real estate and other alternative assets they are passionate about.I do not recommend buying tax-efficient assets like RE in the already tax-efficient IRAs.

yes in 2020 I had to find an alternative due to Covid.

Maybe pay a financial advisor for an hour of his time first in case there is an alternative that you have not seen yet?

Are you saying this would be a good alternative to Pace Morby's Sub To program?

The owner has agreed to give up this access if he can secure alternative access but has been running into issues with the City of Redding.

In all the above listed alternative investments, there is seldom any discount pricing and you give up control.

Alternatively, we can get a 15 year fixed at 5.25% with $8,800 closing costs.

But Incase they deny it or find other excuse to stall what would be alternatives?

Like others have said, you need to find alternative lead sources to find a decent deal.