.- The TL states that those are technically the team's leads and I will owe the 20% if they convert within the year since I was given training (which I was not), lender referal (which was forced on me by the TL even though I work with my own lenders for my clients).Is the above statement true/legal/valid?

Generally, #brokersarebest but there are outliers to that statement. 

I would just excavate a few 2'x2'x2' (or larger if possible) spot footings, w rebar and Simpson hardware,under the house (you will want to take up the floor to make this easier to do).

FHA is unlikely to play nice in this situation.Bank statement loans might be an option for you.

And some expensive ones for larger operations.

While renting the larger out.

.- Maintain proper records, such as contracts, settlement statements, and promissory notes.- Additionally, you can track income and expenses consistently using software or spreadsheets.If you track everything, you could show a loss and use that to offset other earned income (such as a W2) which will net you a bigger refund.

STR each unit separately or as a larger home, not sure your thoughts. 

I know for our portal in Buildium owners can log in and run different reports like income statements, profit and loss, general ledger, etc.

Hey @Eli Edwards,In my limited experience New Western, and any other larger company who is geared towards wholesaling properties, generally doesn't leave much on the bone for the end buyer.