I know there are a lot of options, especially since they are family and willing to carry the loan. 

With the duplex, you can do both rental options.  

I feel like these are my only options:- House Hack: Would I still need to pay the 6% tax rate if I'm getting rental property insurance?

The advice I would give as a lender are these few options if you both are on mortgage.

There a ton of great DSCR options you can find on the Lenders tab at the top of the page, or connect with an experienced broker who can shop all the best lenders for you and educate you on the best options out there.

You’re in a strong position with multiple viable options.

There are a few options.1.

I do single family "off market" that I take over with owner financing, subject to, wraps and lease options.

It’s the BRRRR with the lease option rather than just rent.

Great option for buyers financing with VA, FHA, conventional, DSCR, or cash of course (no seller financing).The listing will be available starting in mid-February and most likely won’t be on the market for long so shoot me a DM for additional details and I’ll be happy to chat!