@Lisa D. your lease should indicate somewhere that the property is taken as-is and in a safe and inhabitable condition.

Best of luck to you, BP members and all kind humans inhabiting our amazing planet.

Had the sewer scope inspection revealed the extent of the repairs required to ensure the property was inhabitable; I could have chosen not to pursue the purchase or negotiated with the seller with this very important information. 

My interpretation of loss of use is that if the property is inhabitable, which is not the case with COVID-19. 

There is a property I'm looking at that has (on paper) 4 bedrooms, 3 baths. There is a spacious 5th room in the finished attic that is not considered habitable because it's under the 7 ft. ceiling height. Looking up r...

I pay to keep it in habitable condition.

Makes sense, they will only cover if inhabitable.

As a "professional investor" I have purchased, renovated and made available a residence for a renter who would otherwise not be able to inhabit such a nice home.

Was not required by code when the house was built but is now required for safety of inhabitants.3) There's various cracks in the stucco and the inspector recommended sealing them up.4) It looks like facia around the house is pretty deteriorated from weather and should probably be replaced5) Some electrical and breaker box outside around patio area are not done well and may need to be re-done.

I asked one tenant that I would need to have the unit vacant because it was inhabitable.