The ease of just handing over cash is infinitely more tolerable than a difficult real estate transaction that most likely isn't even understood by the heirs.

Many of our properties are now in "infinite return" on our investment because we refinanced to pull our original investment out so we are making cash flow and appreciation but actually have $0 invested in the houses.I did the 1-2 houses per year for quite a few years, sold some to reallocate investments at times and found that was about the maximum pace I could handle while working my W2.

.$0 down deal structures with "infinite returns" are du jour.

My wife and I focus on both flips and airbnbs, with "infinite banking" as our wealth storage mechanism.  

Insurance companies often prey upon agents (Especially new ones) telling them only half the story to encourage them to sell as many of these "infinite banking" policies as possible and make large commissions. 

If I have no money in this (infinite return) then I will have my money, that wouldn't be put into a down payment, for reserves. 

Well, this is because Nike has an infinite amount of credibility.

Most of mine have infinite ROI, but I have 3 that for various reasons were not  refinanced to extract my investment (one had no value add, the other 2 have not been refinanced to extract the over $1m value increase due to rate increases). 

That said, this method is only for investors, title companies and sellers who fully understand what a 'subject to' transaction is and put the proper protections in place with the respective paperwork.2 is to use an Infinite Banking strategy which is done by using the cash value built up in a permanent life insurance policy through a loan at roughly 5.5%.

I’ve paid myself back a few years ago all the $ I’ve ever put into RE from the cash flow, so I’m zero out of pocket on investing in RE with infinite returns from here on out.