The only additional thing that needs to happen is make sure appraiser makes note of why the value increase in as is vs previous purchase price.

LOL people is funny when many of them invest without even opening an excel sheet. 

My plan for this year is improve my credit, get my real estate license (to increase my income on top of my W-2), possibly career transition into the property management space (to learn more), and save as much as possible and learn as much as I can.I’d love to house hack close to home but my area is so expensive it seems like it’d be close to impossible. 

Here’s a streamlined perspective:Your current approach, putting more down upfront, minimizes risk, increases cash flow faster, and allows you to build equity while reducing overall interest.

In 2022 the rents increased 12.1% year over year which was the 3rd highest in the entire country per https://www.axios.com/local/cleveland/2023/02/14/cleveland-rent-prices.

They have been historically reliable over the last few years but I am hearing some rumblings of reduced leverage, slight increase to rate, or some kind of minor tweak to DSCR lending with some programs.Happy to jump on a call if you have any questions or concerns.Good luck!

Keep in mind that they can increase that period if they get complains from the community, so make sure you're in good relationship with your neighbors.

Death Rate: The death rate has been gradually increasing.

If you have extra cash at the end of the month, then do double up payments on the mortgages so the principle is reduced and this will increase your heloc room.

can also confirm - seeing some mid term tenants flirt with the idea of moving to Memphis. funny no one is buying in Stanton, though.