A "good lender" doesn't have to do illegal activity to assure a deal will close and an agent has no right to the kind of information that would make identity theft possible.

The production and reviews are all there and they can not be fake.Final take - they guy who shows up late to the party wearing a bag over his head to hide his identity and is scared to record on Zoom when everyone can watch is the one out of touch.

I'm generating a lead form ABB and then I'm going to take their potential revenue for that effort...that is theft (I'm being a bit polemic, but the point is there).

With the exception of a few states, transferring your property from your name to an LLC will not hide your identity, given your name will still be identified on the public record as a member of the LLC. 

If they don't have a social security number, then you can't run a credit/criminal background check, and they shouldn't be approved.You can't verify their identity.

Then came investor financial data, I wanted at least a few years in there, I got a totally different-identical answer:"another one of our customers just imported his on his own with our API."

You can buy a large upper/lower with two identical units in decent condition for about 350-450k.

If I go into best buy and walk out with something without paying, I'm getting arrested for theft. 

I am concerned about theft during and after renovation so a policy that can cover that would be of utmost importance. 

I get builders risk policies for all my new builds and at least in the markets I built in Charleston SC  and Portland Oregon have never seen the fence and security and like you I would have trusted my broker to mention something like that.. fence and 24 hour security is just not something you do on ONE SFR rehab.. unless its a known high crime area like South side of chicago and now inner city Portland you really need the fencing etc other wise the homeless and druggies will walk off with everything.. when did a bunch of rehab loans in South Jackson MS same thing theft was off the charts and we had houses burn down .. but the dollars were much smaller.I know I have gotten larger policies for my bigger developments and I did pay my lawyer to go through them line by line and at the end of the day they really cant say what is or is not covered.Also you simply would not think of anything in Colusa county as being high crime .