Find motivated sellers and the rest will fall in place effortlessly.

If they have no dp and their credit is already not so good, they might walk away fairly effortlessly if the situation becomes undesirable or difficult for them.

For something on this lower end of the scale, I'd be reluctant to pay more than 50x mthly rents (i.e. the 2% rule), unless you were absolutely convinced that the landlord was extremely naive or uninformed, and the rents can be effortlessly raised $100/mth without major updating.I'd still encourage you to think through all the expenses that you'll likely encounter over the span of time.

When you initially got enrolled you wanted everything done-for-you, and you wanted to essentially sit back, collect deals effortlessly, and close deals while sleeping.

Tenants are doing auto pay from their bank account so effortless on the collecting payments front.

I do appreciate the idea @Sunny D. about the 401k being effortless(def rings true) and that you can take the 401k out 5% per year with minimal penalties; thank you.

It has the lowest fee we ever made :/  but it was the most effortless one to date.So first..

So they did, it was effortless for me. 

No outstanding loans, spend on the CC and pay it off every month- I’m not averse to leverage, but I certainly don’t want to get so far over it becomes a house of cards ready to tumble down.I assume that I would end up with 2 different "groups" of investment - the one that eventually frees me from a job in favor of my own business that requires less of my time (I know it's not easy and effortless like the gurus say), and one that makes old-age retirement comfortable.I don’t think fix/flip or wholesaling in the near term would work for me.

Tenant is on auto-pay, effortless.