I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

The issue with watering your foundation is that you have to do it always, every year without a break in order to achieve the desired effect.

In 15 years of management and 20 years of investing, I've never had a break-in on a vacant or occupied unit.

Or maybe sell all 8 and roll it into a 10 plex.

To set the scene: A cost seg study breaks your property into two important categories:1250 "real" property aka the building, foundation and other long life assets.1245 property aka anything that can be accelerated such as 5, 7, or 15 year property like carpets, cabinets, or other site improvements.

Thanks for your help breaking down the charges.

However, the units I see myself living in all barely break even on cashflow.

The problem with taking on a second property that needs work when you already have one is when major things break in both at the same time.

I've been diving deep into the Albuquerque, NM real estate market recently and wanted to share my findings and insights with fellow investors.

How much time do you have and how much effort do you want to put into the property.