Insurance market across the country is very tough, especially for older product. 

I should probably focus less on the highs and lows and aim for that average ARV per location and what buyers/renters are looking for. 

In my experience, the local banks are going to get you better rates and lower fees with their commercial loan products than the "DSCR lenders".

I’m averaging about $350/month with the bookkeeper and we’re working with 8 properties and 31 units and 8 sets of accounts as I have one per property.

While home prices have cooled slightly from their peak, affordability remains a significant barrier.According to the National Association of Realtors, homes in the U.S. spent an average of 36 days on the market in January 2025, a slight increase from last year but still well below historical norms.

We cap the rate for utilities and actually added about 10% above our normal average this past year due to rising utility costs in our area for gas and propane.  

Real estate investing is forgiving; the average person can still make money even with some big mistakes.

20% is about average for a short term rental as far as management fees go.

Using criteria like price-to-rent ratio, pop growth, employment trends, and wage growth, relying on multiple sources (PropStream, Zillow, Rentometer, FRED) to calculate averages. 

Here’s a chart showing what percentage of an American’s average mortgage payment goes to taxes and insurance:Rising taxes and insurance premiums make real estate even less affordable for buyers already facing higher home prices and mortgage rates that rose ~150% in less than two years.