Here's how they work: they advertise a low initial cost of $499 for a 30-yard dumpster, but in the fine print, it says you'll pay extra for any weight over 3000 pounds.As a first-time home renovator, I assumed the 3000 pounds would be more than enough and ended up paying a lot more than I expected.

There's very recent research from Viceroy Research showing one lender has their weighted-average loan DSCR is now 0.61x ........If private lender itself is collapsing who is going to have the ownership of the apartment ?

We’ve been tossing around the idea of converting one of our bedrooms into a gym (treadmill, weights, bench, etc with towel and water service).

I am loosing weight and it is as fast as microwave food.

not sure about your experience but the second loan you got sounds like a great deal.most lenders really price by experience to get the really low rates very few will qualify for the best rates..Experience has more weight that fico in the HML world. 

It’s not because of your genes that we don’t lose weight.

A great mortgage lender is worth their weight in gold (or whatever loan amount requested.) 

This makes more sense to us than relying strictly on  rigid yes or no criteria where any negative  disqualifies a candidate entirely.Some criteria is weighted more heavily and can overcome negatives. 

Single story so you don't have to worry as much about load bearing and weight.

They are a summer weight comforter and these are a bit thinner that those.Overall they are a larger size than your typical Walmart/Target comforter so they will hang nice on the bed and work great as a summer weight cover.