If you don't want to take care of asset protection, you can't afford to not use Proper Insurance and get the max coverage.

The rental market in Phoenix has seen significant rent increases over the past few years, which has led to affordability challenges for many renters. 

Some cities are waking up to housing crisis and affordability crisis, so may change their attitude.

Some of the new build SFHs are very affordable with in-house lender rates.

I made the mistake of letting someone get in one of my first units that was a bit off the 3 times, they were great tenants very kind and enjoyed their stay and experience with me, but could not afford it when I increased the rent on them, which is something you will have to do because of rising insurance/tax costs.5.)

We have some more affordable studio units that I fear will attract the budget concise crowd which could get some guests not able to afford the next 30 days payments and have to be evicted.Would appreciate any advice!

How do I access a portion of that equity to fund the purchase of 1-2 more MFR properties in more affordable markets like OH, IN, MI, PA, TN, or AL?

It's a super affordable real estate market where you can still find deals that hit the 1% rule anywhere from $120-180k purchase price.

I did not pay for the course or get any deeper because I figured 1) High return = high risk, and I am at a point where I can't afford to lose that kind of money; and 2) I didn’t see a value in a course- why not network with local investors who need down payment, and work it out directly on a deal that I could more easily underwrite?

Tenants simply can’t afford them and move out.