Which city in the United States has appreciated the most over the past 10 years?

Coffered ceilings, low corner additions etc.Anyone can slap lipstick on a pig, looking for high value add in high demand markets is where the $ is.

Quote from @Jaycee Greene: Hey Jaycee, we currently lend on several loan types: Fix & Flip up to 90% LTP, BRRRR, New Construction, Bridge Loans, & Multi-Family.For myself personally, I'm looking in the Orlando, Philadelphia, and Southern NJ markets, 1-4 units.

In addition, they connected me to the preferred lenders who also helped with closing on the property within a short period time.

After that's under control, focus on increasing income through additional work at your current job, taking on a side hustle, or finding ways to increase income on your existing rental.At the same time, educate yourself.

Some renters may hesitate, but if the rental market is strong and insurance is covered in your numbers, it can still work.

Off Market, and KREIA are just a few places to look. 

Good luck and Indianapolis is a great market.

You can't blame that on poor market conditions.I've been in contact recently with the Fairway America team and they've been utterly useless. 

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift.