He even had the audacity to post another copy of a screenshot of my most recent e-mail to him, which he didn't respond to, to the attorney general.

The seller of the Avon house in this scenario acquires for $192,000 $240,000 equity in this property.Each step adds to the net worth of the seller with just the same sale of the same property, but using the different “market” prices for a property (all cash not financed , all cash financed, owner finance/subject to) to enhance their wealth and accelerate wealth accumulation.Let me know what you think?

**Conventional Loan:**- Conventional loans might have better interest rates but often require higher credit scores and more personal income verification.- They might not be as flexible as DSCR loans for investment properties.

The DSCR compares the rental income to the property’s debt, and as long as the property covers the loan payments, you can often qualify without needing tax returns or traditional income verification.

We don't require tax returns, income verification nor do we have any DTI requirements.I'd be happy to chat more or run some numbers for any property you're interested in financing!

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DSCR loans don't require personal income verification or a debt-to-income ratio, making them ideal for properties with strong cash flow, even if the current owner has credit issues.Here's how it could work:You could use a DSCR loan to refinance the hard money loan, securing more favorable terms without having to involve the seller's credit.Since the rental income easily covers the property’s debt service, you’ll be in a good position for lender approval, bypassing the conventional mortgage route.This approach could allow the owner to stay in the house, while you take over financing with a less restrictive structure.

Would love to learn more about your verification methods, as it’s always good to hear different approaches

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

This structure lets you leverage rental income to qualify, without needing traditional income verification, making it an excellent option for building/scaling your portfolio.