But since i rarely held more than a year all the others got paid off quickly so I did not have to do all the hidden tricks to try to fool the bank or well not fool the bank or servicer but make it harder for them to figure out I was now the owner. 

I heard many hosts say that they rarely get any bookings on FF.  

Rock that for about 12 months and add some equity and then you could refi out to conventional so as you pay it down in the future the mortgage insurance will drop off.

@Anthony Sigala that "Rule" was created for mostly Class B properties BEFORE the Great RE Crash of 2008-2010.Values after the Crash dropped so much, that it could also be used for Class A rentals.Values are now more than their pre-crash highs, so the rule now only applies to Class B & C rentals.How are you identifying Class B & C submarkets in your area, so you can properly apply the rule to the right rentals?

It sat on the market and dropped in price a couple more times at which point we decided to make a new offer.

Since it's rare to find a buyer, the agreement expires and you have a willing seller to negotiate a deal with. 

I see a ton of sellers and listing agents overpricing homes and end up with big "price drops" back to reality. 

But those are rare in DFW. 

If you’ve found something that works (or doesn’t work), drop it in the comments!

Drop price $50 or $100 Wait 2-3 weeks and if no renter emerges drop it another $50-$100.