Melanie Baldridge
My opinion: 401K VS RE
22 January 2025 | 8 replies
Quote from @Melanie Baldridge: Why I like investing in real estate more than 401(k)s.Both offer tax deferrals, but here's the difference:If you're making pre-tax contributions to your 401(k), then withdrawals = ordinary income tax.With real estate gains, you're paying capital gains tax (which is typically lower).Plus, RE investors get:1.
Ming Huang
Which market should I invest as a newbie: San Antonio Vs Austin Vs OKC
22 January 2025 | 3 replies
It's a more affordable market and lower property taxes, so you may actually have a chance to cash flow.
Rene Hosman
Have you ever offered rent concessions to entice potential renters?
17 January 2025 | 19 replies
The only approach I’ve found effective is offering a deposit alternative, which lowers upfront costs for tenants without devaluing your property.
Katie Flynn
HELOC on Investment Property (NY)
21 January 2025 | 3 replies
Their ability to recover their money should you default is much lower in this position.
Beau Alesi
Looking to buy
23 January 2025 | 4 replies
Benefit of waiting is lower mortgage payments and lower debt.
Preet Oberoi
Rookie - Fix and flip in NYC
21 January 2025 | 3 replies
There is a ton of fix and flip going on in Brooklyn and I am trying to work my confidence towards that after my first project at a lower price point around 300K somewhere (CT seems like my only option).
AJ Wong
🔓 Creative financing unlocks Multi Family Apartment Investment Cash Flow in Oregon
23 January 2025 | 1 reply
Due to current interest rates, many CAP rates are much lower than they should be and usually there is only so much price discount a non-delinquent seller will be able or willing to offer.
Matt McNabb
Building Future Cashflow Portfolio
15 January 2025 | 14 replies
Just like bonds & stocks, different properties will have higher & lower risks.
Bryce Allen
My First Commercial MF and Commercial Loan
9 January 2025 | 2 replies
While I could have gone lower I am lowering my risk tolerance because I expect a recession in late 2019 to 2020.
Ryan Crowley
Pay off mortgage and snowball?
19 January 2025 | 61 replies
Risk entails everything from lawsuits to lack of diversity in investments to low rates of return to high exposure to vacancy (more units theoretically lowers vacancy exposure).