For Christmas I put up Christmas lights she called me screaming and yelling and telling me there's no alterations to the home.

With respect to the property you are trying to buy, it doesn't seem like a fact pattern that screams creative financing. 

This always screams red alert when they already can’t pay something 

Others will kick and scream and demand you give them three months of rent free.Talk to your renters and get an idea of their expectations, then develop fair compensation.

I am relatively new to deals with just one positive cash flow resi property but CRE has been screaming out to me.

I agree with @Kate StoermerIf you are planning to hand off to a PM, they will have their own systems. 

To illustrate my ccomment: if you invested in Tesla stock four months ago, it has gone down - no one is screaming ponzi. 

Screaming high / fast interest rates employed by the Fed, $10 Trillion in federal spending, extremely low home sales, corporate earnings revised lower and lower, inverted yield curve for Treasury Bonds, etc…, all indicated a recession on the horizon.

Quote from @Kate Stoermer: I would talk to your lender - there might be state specific issues but I know alot of folks (myself included) that bought only in one name.

It resulted in his guest trashing the basement unit, them getting physical where marks can be seen on both people, screaming and yelling that took place in the back yard, and the neighbors waking up and walking near the backyard to side with the guest the tenant had over.