Unless the item is a total fabrication.  

If you're open to sharing your knowledge or having a conversation, I would greatly appreciate your support.Please feel free to reach out—I look forward to connecting with you!

However, alternatives like a Self-Directed IRA (SDIRA), a 60-Day Rollover, or a Roth IRA Conversion can help you avoid penalties.A SDIRA allows you to invest directly in real estate while maintaining the tax advantages of your IRA.

But there's so much here that its best to have a conversation. 

Since conversion to Roth creates a one-time tax hit, it should be carefully planned.

The owner also needs to save for big ticket items that may need to be replaced every 10 or 20 years such as AC, hot water heater, furnace, roof.  

When we start asking questions, and having friendly conversations they get it figured out.But hey...google knows everything. 

Improper reporting of big items such as mortgage interest. 

When they’re done in Vegas I see a line item on my PM statement.

Exactly the reason to have an Architect on your team to join in on these conversations ESPECIALLY in existing renovations in older homes.