I'm a commerical contractor so I feel decent about my repair estimates.

Also you can use these funds for commerical deals which we do as well.

I'm a Realtor but I invest in Commerical property in Clarksville for myself. 

Commerical leases are normally locked in much longer 2-5 years vs Residential 12 months..Office Buildings may have NNN Leases were the tenant is responsible for all expenses tax, insurance and maintenance.

you talk to a Commerical broker in the area 

One is a college town, prices are higher, but better quality buildings overall I'd say, and slightly higher rent prospects, but I'm not sure how to handle the college side of it (as that is the majority of renters).The other is a town with little growth not a ton of job options locally, the class of buildings aren't as attractive overall, but the market seems a bit better for starting out price wise for multi family/commerical type scenarios, but I'm concerned about the type of tenants I'd attract with lower value buildings.

I have had this conversation with a commerical and a traditional lender now and it could be a deal breaker for the refi.I thought using HELOCs for financing would help me make deals easier, but this is being a headache.

Hello from Charlotte North Carolina. I am a commercial broker specializing in retail and my wife works in multi family specifically in LIHTC.  Years ago I got into commercial hoping to start investing and just haven’t...

(I professionally flip houses, commerical property, and land.)1) Data.

you need to research the area and know what this type of asset would sell for at “highest and best” If you are not a commerical agent I would find one to help you,  even if you pay them a fee.