Jesse Ventura once said "you can't legislate stupidity," and he was right.

Welcome from Ventura County.

Following this post, it seems like there are several advantages to aggressively paying down one's principal residence if they're in the position to do so for the ability to have rapid financing options to make cash offers as a proverbial ace up the sleeve if other financing situations will not get the job done.Has anyone had practical experience in how this plays out?

Don't tell the local ace hardware.

Controversially and bravely, Director Elizabeth Esteve-Coll adopted the marketing slogan "An Ace Caff with quite a nice Museum attached."

from what i gathered, you have to have the winning bid and it usually takes place at some gov't office (courthouse). does anyone know when/where i could get a list of properties in ventura county, la county and for the las vegas area (clark county)?

Looking for a CPA in the Ventura County area.

@Dave Ventura, I always recommend to invest for cash flow not appreciation but try to invest in the path of progress to increase your chances of an appreciation bonus. 

I could HI Kevin,This transition that you're asking about above is extremely important to transition smoothly and plan for because it will ensure your subsequent VA use for additonal purchases.Once the current property is refinanced with a non VA loan this will free up your entitlement for additional use.The max conv limit in Ventura county Ca is 672,750 and the max loan limits for a high balance loan can go up to 95%.So what this means is theoretically you could refinance up to 672,750 loan amount with an appraisal as low as 708,158 dollars or higher before your loan is subject to jumbo/non conventional guidelines (much tougher to qualify for and has lower LTV's).The VA loan has some key features that other loans dont have:- a trade off of no monthly PMI but the upfront PMI is huge, equivalent to 2.15 - 3.30 Points (borderline hard money points).

We used to see these guys in the same restaurants we'd hit on our lunch breaks on Ventura Blvd.