If you follow these steps, you'll end up with a basic installation that's head and shoulders above what most window companies will charge you hundreds of dollars for.

In the end, what I anticipate will happen is that I will end up with a blend of both active and passive investments with the trajectory leaning towards passive investments as we continue to age.Even the relatively small amount of passive investments I have started last year has taken a bit of a load off my shoulders.  

To me this is fairly passive, but to him it was like the whole world was on his shoulders.  

This guy has a chip on his shoulder.  

Means everything lies on your shoulders and yours alone  notwise.   

The old days the beer truck drivers used to destroy their shoulders lifting those kegs.

Given the CA market, you're probably head and shoulders ahead of the improvements we suggest in the Pennsylvania market, but from an energy perspective, there are significant improvements through some simple energy improvements to the property.Good luck with your investing!

I’m experiencing the same difficulties in Poughkeepsie NY and because it’s a college town the homeowners are shouldering most of the taxes.

--Yes, there definitely are busier times of the year and "shoulder seasons' between them as well. 

When you shouldered that and looked through the scope you would only see one deer.