They are doing their best to counteract this reputation but the kids who came down here in the 80's have grown up and are bringing their children here now.  

Just think, they could have required an ice cream cake from DQ.  

David S. have you ever used and/or charged for the cleaning provision?

Plus, you might be able to refinance your current property to a lower interest rate (since rates were generally higher in 2000) and perhaps even put it back at a 30 year mortgage to lower the payment (and increase the cashflow from renting it) OR -- drop it down to a 10 or 15 mortgage without affecting the payment too much and shave the time needed to pay off the property by 5-10 years and save you a bunch of interest in the process.THAT'S how you analyze investment property. 

Some investors practice scorched earth with open bidding between many lenders looking to shave 10 bps and fees, appraisal fee, etc. 

That may still clog, though.Between shaving cream and my ever-disappearing hair, I end up cleaning my bathroom sink drain every few months.

However, in your attempt to serve a tasty dish, you threw some sushi and some ice cream into gumbo.

What do we do - shave off a sliver of gold and take it to the local street market (because when the world ends it will be all agrarian economy, right)?

You can sometimes shave money off the top of the price if you have a great case on repairs.

I'm in the Elkin, NC area and may be stretching my market close to W-S.  Have