Hopefully very soon she will access my post 3 year long divorce financial records to clean this up.  

Since you have access to the VA loan & you and your wife are open to house hacking, why not consider a Live-in-Flip/BRRRR hybrid?

NYC is the obvious central point but the restrictions seem to be covering northern NJ and most of Westchester now.

Formal Request for Lease and DocumentsDraft a formal written request for the lease, invoices, and portal access.

If you owned a property with a broken stairwell where someone trips and falls, got incapacitated for life, why would their damages be restricted to $170K.

Membership is quite restricted but the intel is incredibly valuable.  

I went with them for ease of access, as my primary checking account is with them.

The catch is you have to be a State of NC employee or relative of one to have access to the Credit Union which eliminates most of the USA and even most NC residents.

Local governments may have tighter restrictions.

(Other financing arrangements might be possible.)You can only obtain one home equity loan per year, even if you have fully paid off the prior home equity loan.Regulation of LendersTexas restricts who may lawfully issue a home equity loan.An unlicensed person is not permitted to make a home equity loan unless that individual is either related with the borrower to the second degree, or is the seller and is providing financing for the property.A home equity loan must be secured only by the home itself, and the lender may not attach the loan to any additional assets as collateral.