So there's an element of practicality to what you might see as a mark-up and they might see as a way to control costs in the best interests of their clients.  

Are you ok with giving someone money and losing some of the control?

ChatGPT: Write rap lyrics about using a wraparound mortgage in a profitable deal.Got the seller financed, wrapped the old loan,New buyer in place, and the cash is grown,Interest spread wide, I'm collecting the flow,Passive income stream, watch my portfolio grow.Wraparound mortgage, making money stack,Flipping properties quick, never looking back,Profit in my pocket, strategy on track,Real estate mogul, and that's a fact.Analyze the numbers, every move precise,Minimize the risk, maximize the price,Equity's the goal, profit's on the rise,Wraparound mortgage, got me reaching for the skies.From the first payment made to the final note,Wraparound secured, watch the market float,Negotiation skills, deals in the bag,Success in my grasp, wave the victory flag.

A few years ago it was rent control, this summer it is dropping the deposit amount.

Stealing control of someone's property is a particularly vicious crime in a country built around property rights. 

We already had rentals and funding under control, so we never signed up to be a part of the 'big bucks' group they were pitching.  

Another said they were verbally assaulted on the street away from our home; they still gave us 5 stars but the content posted is bad. both aren’t in our control but Airbnb isn’t taking them down. we asked them to take down the 5 star because what she said in the review was awful, but they said it didn’t violate their policy.

But if you have a conversation first you can control the narrative.

Letting go of that slice of control is hard but once you do it's quite freeing which is hard to put a price on in my opinion.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.