With that, I can connect you to a great person familiar with Columbus and Cleveland. 

@Lolo Druffif you're really thinking about buying there then I would recommend going there in person, potentially multiple times, and building a network. 

What is the rate and term of the personal loan?

Quote from @Bruce Woodruff: Quote from @Kevin Sobilo: Also, a contractor may not be the best person to develop your scope of work! 

The person I talked to in the Planning department was very helpful and agreed that the regulations are ridiculous, but for the time being, they're still in place.

Quote from @Jamie Banks: I have a MTR co-hosting business so part of our inventory are the ones that I personally own or manage through my business.

We are a boutique firm in Chattanooga and every agent in our firm is personally involved in either real estate development, owns investment properties or flips homes. 

MANY times investors do NOT have their mortgages reporting to their personal credit!

That’s what I’m talking about.. having people on the ground who know their turf and can spot trouble before it smacks you in the face.From what I’ve heard, outfits like Northwest Preferred Property Management or Umbrella Properties in Eugene aren’t just running the numbers.. they’ve seen the weird mid-season repairs and the tenant personalities you’ll never read about in a textbook.

You should do something, what is the question and relies on us getting more clarity on your investment property, personal finances, etc.