The wealthy live where they want, the middle class live where they can afford, the poor live in whatever's left over.

@Cole Starin sometimes it makes sense to sell the WORST property in your portfolio.Another option is why do a LOC on the duplex, when you could just do a $100k cashout refi to pay off all your debt AND keep the property?

If you plan to buy in your hometown, buy a 2-4 unit, and live in one of the units.

Because you are not changing the tax return that reports the activity of the property.But... the IRS holds the position that Husband/wife LLCs can only be disregarded in community property states. 

We have been very blessed to have a large network of private lenders that we have built over time.

We have modified many seller financed notes over the years (with input from the servicer and a qualified attorney as mentioned by others). 

Seems to be decent on Airbnb with the guest house/ADU units with all the hospitals nearby.

Quote from @Owen Rosen: The landlord has no interest in the property being insured which are the tenants belongings.  

The Creative Investor Meetup is designed for beginning to advanced investors who would like additional strategies when constructing deals.All aspects of real estate investing will be covered including (but not limited to) - Wholesaling, Flipping, Buy and Hold and Commercial with an emphasis on Creative Financing.

There has been quite a few reports of folks really gouging the hell out of victims of the fires.