The rules are there to give you an idea of what might happen and how the property may perform, then you run your in depth analysis.

However, since I've been a landlord I've seen firsthand how tenants can manipulate the system and become a nightmare.

Without understanding prudent lending practices in depth (which takes a volume of books) you don't catch what may be the written intent or meaning.

As an avid investor, I will endeavor to serve the local investor community as not just an investor-friendly Realtor, but a fellow investor with an in-depth understanding of deal analysis, structuring, and financing.    

They don't know what they don't know and so far, I've never seen or heard of any who propose any "creative financing" scheme that had any in depth finance background or knowledge.

Yet, even during the depths of the Jimmy Carter years, when not only our national economy was stagnant but people were losing faith in the US as being the greatest country in the world, one which could rebound from anything, a time at which people thought getting a mortgage for 15% was a SCREAMING DEAL, people were still buying and selling real estate and everything else!

It appears to be the usual manipulation by the FEDS.Good luck trying to figure out the real estate market.

There is the issue of rents and financials being manipulated, vacancy not being true or other misleading claims, but we'll skip that side.I don't know Lakewood, but I'd first protect my money by knowing my market, the local regulatory issues and code requirements.If you are going to invest as a slumlord, find out how life is with slumlords in your area.

It's almost as if this was all orchestrated to intentionally cause the bubble and come in the back door cleaning up the mess to repeat the process churning profits.I don't know if securitized portfolios of SFDs will fly, Warren Buffet seems to think so I believe, he has a pretty good crystal ball in manipulating or seeing the interactions between market industries.

Is your sec. dep the same amount as rent amount?