Focus on the value landlords bring through property improvements, market dynamics driving rents, and contributions to community revitalization.

But by putting the properties into the business name you can avoid having the debt reported to personal credit so long as the funding lenders servicing company allows for it.

In addition to brokers, I would also suggest speaking to 1-2 regional banks/credit unions.

Looking to knock out all credit card debt early next year and rebuild the 6 month emergency fund.

Your credit score needs to stay relatively the same from application to closing. 

The 14 day trial requires your credit card information.

Also, I have heard success stories of folks finding good contractors at the home improvement stores early in the AM.

You are required to contribute towards these improvements.2.

I suspect the builder has crappy credit and can't get approved on their own.Also, as a former banker myself, local banks aren't generally interested in financing new construction on this size of project or a builder that doesn't have extensive experience in these type of builds, in my opinion. 

The bank will want you to be working for a certain amount of time and that have certain credit score plus have your financial ratios match what they want.