The learning curve is much shorter than going vertical and much less time consuming.

If it is not something a consumer can do online that can usually help the business with a storefront.

I lived below my means and had no consumer debt again after we paid it off.

I can believe that there aren’t websites connecting buyers and sellers for a flat 1-2% yet.I don’t see a downside to the consumer to more competition.

Especially interest rates on consumer debt such as non crucial items put on credit cards for 20% interest. 

Enjoy the short lived niche opportunity while it lasts.... or has already passed.Even the local dispensaries won't want to deal with local growers because the consumer will soon want potency and purity testing, consistency, and name branding etc., and the dispensaries will stock what sells and that will be "Willie Nelson's Best Weed" and not your "grown down on 5th street" brand.

I work a full time job and it's so time consuming.

It is neither a consumer issue nor a licensing issue. 

It's extremely important that you understand your documents in the event of a default and the standard language in a boiler plate note and mortgage is structured primarily for consumers, not investors.

Lare corporations have a duty to protect the consumer and that is not happening here on a massive scale.