My bet is they are paying the pro $650 (which is super high already) and pocketing a "fee" for the difference.

I bet you solve most of this by a quick boilerplate paragraph on the app about how you keep the data secure

Any advice  Your best bet is to look for a local Loan Officer to the area.  

More or less something like you put down your bet, if the house wins, you cancel the bet and get your money back. 

The more certain I am of my original estimate the tighter the range, the less confident I am the wider the range.

When you are talking about best ROE (return on your equity), DSCR Loans are generally going to be a best bet ***as long as you don't qualify for conventional options*** - typically DSCR Loans will have better leverage than more traditional Multifamily financing, but when starting out and starting to scale - the leverage options for the Agency-backed conventional Multi-unit loans are going to be your highest leverage option by far - however, people typically max out on these options pretty early on - until truly working with large multifamily (like 200+ unit properties) that qualify under Freddie

I am willing to bet 99% of you will throw my advise in the wind, but for that select 1% that see the common sense and logic in my posts, you, my friends have a decent chance making it big!

I bet home values have gone up 15% in Buncombe County since then...

Your best bet in this situation is to have rent cover the included utilities.

Plus you are not betting the farm.