You cannot accept the authority of the governing bodies that tell you what to teach, how to teach it, and that you will be punished if you do not comply.

As soon as I crossed the finish line, my body collapsed and they had to put me in an ambulance and stick ivy needles in me.

I agree with Will that if insisting on tiling over the existing walls you will need to rough up what's there to ensure a good bond, definitely agree there will be lots of dust and little pieces of tile to clean up/pull out of your arms, legs and any other exposed parts of your body...be sure to protect your eyes and wear a mask!!!  

Wondering if any body had similar experience?

Is it just a general good practice or is there legal or regulatory ramifications?

They are able bodied enough that they could get some sort of job somewhere.

Gray or black roof.Taupe body of the houseWhite trimBlack shutters (if you want to add shutters)Burgundy/red door

A strong mind cannot thrive within a weak body. 

You might want to talk to a company who deals in hazardous situations and clean up like chemicals as well as body clean up, such as after a person's death on site.

I would caution on the issue of a useless flood insurance requirement that you shouldn't assume just because you can't see a body of water that you are not in a flood zone or it will never flood.