I ran a blind pooled mortgage fund which was capitalized from foreign investors and it was structured to accommodate the PTE.

The universities and the cultural institutions of the east side drive rents far higher than the west side. $1200/mo for a 2 bed apartment in a (very) desirable east side neighborhood is normal and expected--an equivalent (very desirable) Lakewood apartment is nearly half that.

So I ran the idea to a previous landlord Client #2 and they were open to the idea of getting the loan themselves and then when Feb.comes around Client #1 would purchase home from Client #2 higher than the original purchase price.But how could I structure this exactly and what forms.

Its a cultural thing with the wife (no debt).

You need a qualified interpreter as much as the tenant does.Since you are dealing with 11 units, I would hire a professional language service that has resources for both interpreters (spoken language) and translators (written language) and perhaps even a cultural consultant.

Saying "I don't want to do it" is like saying "our culture has predetermined norms for what a businessman / professional wears, but it's too much work for me".

:)If you don't the number 8 is like very good luck in that culture and it is very favorable to have that number in things.

The tax value of the home is 105,000 but the comps i ran on zillow estimate the ARV as 125-145,000.

My culture has a saying that laughing is the best medicine for your health.

I have been in civil hearings before a judge and I have even gone to trial on civil matters, but not once was a judgement against me, my partners or any firm I ran been rendered.The ultimate fact is if the ethic mix of those living in your rentals is roughly equivalent to the ethic mix of the population in the area and you are not doing anything to try to steer that mix one way or another, an illegal discrimination claim based on skin color would be very hard to prove.