Im am sure that there are 1000 ways to skin thIs cat but I just am not sure where to start.

I just know once I can get a little skin in the game and some experience gained it will start to work more in my favor.

[No coverage for] Water below the surface of the ground including that which exerts pressure on or flows, seeps orleaks through sidewalks, driveways, foundations, walls, basement or other floors, or though doors,windows, or any other opening in such sidewalks, driveways, foundations, walls or floors;...Wear and tear; marring; deterioration; inherent vice; latent defect; mechanical breakdown; rust; mold;wet or dry rot; contamination; smog; smoke from agricultural smudging or industrial operations; settling,cracking, shrinking, bulging, or expansion of pavements, patios, foundations, walls, floors, roofs orceilings; birds, vermin, rodents, insects or domestic animals.

All hard surface floors and counters are installed for ease of maintenance.

It seems unrealistic to believe it would just be surface repairs.

Almost all banks want you to have "some skin in the game" or have some money in the property.

The first hurdle with that would be finding someone willing to loan you the down payment and rehab costs when you have no skin in the game and they'd have to be in second position behind the conventional loan. 

@Jonathan Taylor SmithI keep hearing about off-market deals; what is the best advice you would give to someone still scratching the surface of the basics of buy and hold and flipping?

It doesn't sound like you'd have any skin in the game - and you're new. 

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