Their applications are the longest and have short time frames for work to be completed. 

That said, I prefer to use a HELOC for short term investments like fix & flips because I only pay for what I use and I can continually keep recycling the money.

I couldn't even make it thru the full complaint, it was so compelling after a short time into it, it's just "wow". 

Since I don't have that requirement, I attract many potential tenants eager to physically see a property before investing 25 minutes online and spending $25-$50 only to be disappointed by a no-show agent, which can feel like being scammed.I keep the showing process short and straightforward, lowering the barrier for more applicants in my pipeline that I can potentially approve!

It's a short term loan with no PPP that offers money to close on an acquisition and also provide escrowed rehab funds for the work needed.

the short answer is... the deal has to work based on all of the findings and factors. 

I plan to short and/or mid term rent it out and the numbers look reasonable without flood insurance. 

I would start with your short and long-term goals.

There may be a some short times when I have to put it in my name between turnovers (i.e. a few days). 

Think about your target strategies, like short-term or long-term rentals, and whether you're looking for financing options to expand your portfolio.