I would say get connected with a local agent and also set up with a lender that has you pre approved to make it super easy making offers.

We bought a home built in 1900, insurance water damage coverage is 10% of the dwelling limit. 

So, if your property has all bills paid by the tenant, you will deduct from the voucher amount the set amount by bedroom count for items like water, electric, gas, etc.

I'm in Steubenville, Ohio a small town with limited resources.

My interests includes but is not limited to co-listing Airbnb, short term, medium term or long term rental properties just to include a few.

I'd also recommend finding an investor-focused agent in that market, sharing with them your buy criteria, and then having them set you up with an email list for properties that get listed. 

Base the amount of podcast I watched, I know it's very possible but with limited finance, it seems out of my reach.

Clear out that line of credit and finish the apartment and move on to flips and try to focus on short term money and my business because I already have a couple of rentals set up for long term wealth.

In my state the standard contract used by realtors addresses this issue by allowing the agent to check a box specifically to limit the seller to keeping the EMD as opposed to going after "liquidated damages" like that.

I say this only to relate activity that sets off alarm bells, not to impugn what you are doing, which is better than 90% of what is hustled around these parts.